Ashe Equipment Finance Department

Taylor Moseley

Call/Text anytime: 813-505-6810

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Advantages Of Financing
  • Financing allows a single payment for multiple products.
    Consolidate several pieces of equipment from various vendors into one affordable payment, structured to suit your budget and time frame. Insurance, maintenance, taxes, installation, shipping and training costs can be incorporated into the agreement.
  • Financing preserves bank lines of credit.
    Loans are most economical for expansion, marketing and growing your business, while equipment financing is most beneficial for long term equipment purchases. Ideally, bank and equipment loans will complement each other.
  • Financing enhances cash flow.
    Essential equipment is critical to a business. Enjoy the use of equipment today while paying for it with tomorrow’s income. The equipment produces – not its ownership.
  • Financing equipment protects operating budgets.
    Payment schedules and terms are tailored to suit specific financial needs. Terms can be structured with annual, semi-annual or varied payments for companies with seasonal income.
Advantages Of Leasing
  • Lease payments on business equipment are fully deductible operating expenses.
    Deducting costs from pre-tax income reduces tax obligations. In contrast, credits for depreciation are typically claimed over a longer period and substantially lower in a given year than leasing write-off.
  • Leasing equipment protects against the risk of technological obsolescence.
    The state-of-the-art equipment purchased today may be tomorrow’s dinosaur. Leasing allows an opportunity to evaluate whether or not the equipment fills the needs.
  • Leasing protects against fluctuations in the money market.
    Variable interest rates can prove costly. Most leases are quoted with fixed rates and level payments throughout the term of the lease.
  • Lease payments appear as a footnote on balance sheets.
    Banks generally treat leasing obligations differently. Most bank loans will include a blanket UCC1 encompassing revenue and other assets purchased, including equipment. Using borrowed funds to purchase negatively impacts credit by increasing liabilities.